I am doing a project for school. We have to find a brand new car, and figure out what the rate will be for a 3,4,5 year loan, and the percentage down payment required. I understand all that...but then it asks...
"Also, find out the rates for a personal loan. (Hint: this is always higher than the auto loan"
what is a personal loan and how can I find the rate for one??? soo confused
Whats the difference between a personal and auto loan?
Sammy, Try getting a free online auto loan quote. http://www.goodinternetdeals.com/Auto-Lo... The questionaire will let you know if you can be approved. It's free and you can get an answer in minutes.
Reply:An auto loan is secured by the automobile. That is if you fail to pay on the loan they can take the car. A personal loan is "unsecured" that is you did not put up any collateral for the loan, hence the higher rate because the higher risk. These can also known as "signature" loans.
Wednesday, March 17, 2010
How can i get a auto loan without having a bank account?
im starting school already, i live with a friend, and i have no way to get to school. i have looked for so many places where they give auto loans, but i need a bank account and i dont have one
How can i get a auto loan without having a bank account?
Try borrowing from your parents, or an auto dealership. Get a bank account if all else fails.
Reply:Auto Loan Guide: http://autoloans.autoloanassis... Report Abuse
Reply:take $20 and open a savings account at the local bank (or whatever the minimum amount is to open an account)
Reply:you cannot get a loan if you don't have a bank account becasue everyone would screw the banks over, but you can get a loan if you have a co-signer, (someone with a bank account and good credit), like a relative, but make sure that you do make the payments becasue then you would ruin the co-signers credit if you miss a payment.
Reply:You will need to have a bank account to get a loan.
Reply:Get one, you need it anyway.
Reply:In short, no real lender will allow you credit without a bank account.
How can i get a auto loan without having a bank account?
Try borrowing from your parents, or an auto dealership. Get a bank account if all else fails.
Reply:Auto Loan Guide: http://autoloans.autoloanassis... Report Abuse
Reply:take $20 and open a savings account at the local bank (or whatever the minimum amount is to open an account)
Reply:you cannot get a loan if you don't have a bank account becasue everyone would screw the banks over, but you can get a loan if you have a co-signer, (someone with a bank account and good credit), like a relative, but make sure that you do make the payments becasue then you would ruin the co-signers credit if you miss a payment.
Reply:You will need to have a bank account to get a loan.
Reply:Get one, you need it anyway.
Reply:In short, no real lender will allow you credit without a bank account.
How do I get out of an Auto Loan?
I have a loan with my ex. She is hounding me to get her off it. I can't refinance without a co-signor and no one will help. I can't sell it because I need a car and can't pay the difference. Any auto salesmen out there who can give me some advice? Pretty much any option with me selling, paying, getting another loan, etc... is not an option. Will any dealers take it and trade it towards a different car. I found it's worth $6500 KBB for private sale($7500 at most) but would get up to $9500 at a dealer. I owe $8500.
How do I get out of an Auto Loan?
Auto finance is what I do for a living and I agree with Answerman except you are more like $3,000.00 to $3,500.00 upside down.
Tell you ex to pound sand.
Reply:I think these are some useful sites: http://autoloanguide.automobil... Report Abuse
Reply:sell the car and buy a bike - go green !
Reply:You and She are what is called UPSIDE DOWN on this loan.
If the car is worth $6500 and you guys owe $8500, you have negative equity of $2000.
Ignore your EX WIFE.
She signed the loan papers, and she is ON it until it is paid OFF or until you refinance.
What is she going to do if you don't get her off the loan, Divorce You?
The fact is, the TWO of you owe $2000 more than the car is worth.
If you sold it, SHE should be liable for HALF of the difference, unless it was listed differently in the decree.
The car is worth more to you than to anyone else, so you might as well keep paying on it unless you can not afford it.
Even if you traded at a dealer, you would still need a new loan and you are going to have the same problem getting a new loan without a co signer that you are having trying to aget a new loan on the old car.
Next time your Ex brings it up, ask her SERIOUSLY what she WANTS you to do specifficly.
She will have no better ideas. Then she will understand the problem.
Reply:Your "ex" is trying to hound you for the end result, when she should be trying to help you improve your FICO score so you can get the auto loan on your own.
The reason you need a co-signor is because you are too much of a credit risk based on your past payment history with other creditors. The finance companies refuse to take a business risk on a loan with you exclusively unless somebody somewhere will agree to pay on the loan in case you don't.
Further, you are UPSIDE down on your auto-loan. You owe $8,500 on a car that is worth $6,500 and this probably is the result of a higher than usual interest rate on the car loan as well as possibly paying too much for the car at the time of purchase.
Anyways, you should tell your "ex" that this is classic example of why she shouldn't co-sign other people's loans because after the love is gone -- the loan payments are still due.
And the co-signor is likely to have the same impaired credit that he/she had when you first met them.
Reply:you need to sell if off
Reply:If its worth $7500 for private sale, you're sure not going to get $9500 from a dealer . . .
Reply:As long as you are making the payments she has no grounds to force you to refinance the loan. She signed for it and it is 50% her responsibility too. Who told you that you need a co-signer? I would investigate refinancing a bit more. If you've established a decent payment history with the vehicle then some bank will refinance you. The reason she is probably asking is that it affects her debt to income ratio because the car is a debt showing on her credit report. When going for another loan the bank will take her debt load into consideration.
If you must go the route of selling it then you will have to roll the negative equity into the new car which you will need another loan for. If you need a co-signer to refinance your exisiting auto, then you certainly need one to get a loan for a new vehicle purchase.
Just keep the car you have. Try to make a few extra payments over the next year so you won't be upside down and look into refinancing more.
How do I get out of an Auto Loan?
Auto finance is what I do for a living and I agree with Answerman except you are more like $3,000.00 to $3,500.00 upside down.
Tell you ex to pound sand.
Reply:I think these are some useful sites: http://autoloanguide.automobil... Report Abuse
Reply:sell the car and buy a bike - go green !
Reply:You and She are what is called UPSIDE DOWN on this loan.
If the car is worth $6500 and you guys owe $8500, you have negative equity of $2000.
Ignore your EX WIFE.
She signed the loan papers, and she is ON it until it is paid OFF or until you refinance.
What is she going to do if you don't get her off the loan, Divorce You?
The fact is, the TWO of you owe $2000 more than the car is worth.
If you sold it, SHE should be liable for HALF of the difference, unless it was listed differently in the decree.
The car is worth more to you than to anyone else, so you might as well keep paying on it unless you can not afford it.
Even if you traded at a dealer, you would still need a new loan and you are going to have the same problem getting a new loan without a co signer that you are having trying to aget a new loan on the old car.
Next time your Ex brings it up, ask her SERIOUSLY what she WANTS you to do specifficly.
She will have no better ideas. Then she will understand the problem.
Reply:Your "ex" is trying to hound you for the end result, when she should be trying to help you improve your FICO score so you can get the auto loan on your own.
The reason you need a co-signor is because you are too much of a credit risk based on your past payment history with other creditors. The finance companies refuse to take a business risk on a loan with you exclusively unless somebody somewhere will agree to pay on the loan in case you don't.
Further, you are UPSIDE down on your auto-loan. You owe $8,500 on a car that is worth $6,500 and this probably is the result of a higher than usual interest rate on the car loan as well as possibly paying too much for the car at the time of purchase.
Anyways, you should tell your "ex" that this is classic example of why she shouldn't co-sign other people's loans because after the love is gone -- the loan payments are still due.
And the co-signor is likely to have the same impaired credit that he/she had when you first met them.
Reply:you need to sell if off
Reply:If its worth $7500 for private sale, you're sure not going to get $9500 from a dealer . . .
Reply:As long as you are making the payments she has no grounds to force you to refinance the loan. She signed for it and it is 50% her responsibility too. Who told you that you need a co-signer? I would investigate refinancing a bit more. If you've established a decent payment history with the vehicle then some bank will refinance you. The reason she is probably asking is that it affects her debt to income ratio because the car is a debt showing on her credit report. When going for another loan the bank will take her debt load into consideration.
If you must go the route of selling it then you will have to roll the negative equity into the new car which you will need another loan for. If you need a co-signer to refinance your exisiting auto, then you certainly need one to get a loan for a new vehicle purchase.
Just keep the car you have. Try to make a few extra payments over the next year so you won't be upside down and look into refinancing more.
How hard is it to get approved for an auto loan with bad credit.?
I am trying to get an auto loan but there are some negitives on my credit. I am trying to get them off. How hard is it to get a brand new car with bad credit?
How hard is it to get approved for an auto loan with bad credit.?
There you go : http://simple-credit-cards-and-loans.com...
http://cleancredit365.com?=yh070330
Good luck !
Reply:depends on the lender, depends on the credit, depends on the income, depends on the amount to finance, depends on public records...
Reply:You CAN get a decent car loan, even with bad credit. I've done it, but you'll have to look around. That's one of the BIG mistakes people make...just taking the first offer that's given to them when they go to the dealer. Be smarter than that.
WARNING: DON'T GO TO BUY A CAR WITHOUT HAVING THE LOAN FIRST. The auto dealers will eat you alive and give you a crappy rate. Shop around with lenders who specialize in bad credit car loans. It's a better option, you don't have to take what they're offering if you don't want it, and it's better than dealing with the car dealer's people.
There are usually some nationally based car loan companies who specialize in bad credit car loans who advertise on the page linked below...
http://www.axalda.info/bad-credit-car-lo...
Reply:Your best bet is to work with a company that focuses on obtaining loans for people with poor credit or no credit. The company I'm most familiar is:
http://www.mortgageous.com/noriskcredit
They actually specialize in auto financing, and your credit score won't be a problem. They can help you find the best rate for someone with your credit.
Reply:Brand new cars are NOT for people with bad credit.
Used cars are ESPECIALLY for people with bad or compromised credit.
You may be cute as hell, but you are not THAT special.
Reply:It's pretty hard to get approved on bad credit without a co-sign. Some places advertise that you'll be approved, which you will, but payments and interest rates are through the roof. I really mean it, you could wind up paying double for a new car by the end. Maybe concentrate on straightening out your credit first, wait, and then you can get a new car when you're financially in a better position
Reply:Chase will approve you for a pretty good (not great) interest rate. Also, if all of your payments are on time, you can skip the December payment.
Reply:Actually it's not that hard. This is what I do for a living. Go to a dealership that has a Special Finance Department, they will be able to assist you.
With all of the rebates that are out there today, providing you meet the lenders guidelines, it should not be a problem getting you approved.
You will most likely have to provide a current paycheck stub, proof of your residence, proof of your phone and several references with names, addresses and phone numbers.
Reply:Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-cons...
if it helps kindly remember me in your voting!.. cheers!
Reply:It depends on how bad your credit is. You probably won't be able to finance through the dealers' 0% or other promotions. However, most dealerships have other sources for their financing. You might want to talk to your bank. If you have a good relationship with them, they may work with you on financing the car.
Reply:depending on what your score is, try this company www.americredit.com, I am financed thru them and they seem like a good company.
Reply:Oh, you'll get approved... your intrest rate will just be sky high. it is easy to get a loan when you have collateral, the car you want to get can be easily repossessed if you do not pay, so they make the intrest really high. Ever seen those commercials where they say "Every one is approved"? That's' how they do it... 16% intrest.
lilac
How hard is it to get approved for an auto loan with bad credit.?
There you go : http://simple-credit-cards-and-loans.com...
http://cleancredit365.com?=yh070330
Good luck !
Reply:depends on the lender, depends on the credit, depends on the income, depends on the amount to finance, depends on public records...
Reply:You CAN get a decent car loan, even with bad credit. I've done it, but you'll have to look around. That's one of the BIG mistakes people make...just taking the first offer that's given to them when they go to the dealer. Be smarter than that.
WARNING: DON'T GO TO BUY A CAR WITHOUT HAVING THE LOAN FIRST. The auto dealers will eat you alive and give you a crappy rate. Shop around with lenders who specialize in bad credit car loans. It's a better option, you don't have to take what they're offering if you don't want it, and it's better than dealing with the car dealer's people.
There are usually some nationally based car loan companies who specialize in bad credit car loans who advertise on the page linked below...
http://www.axalda.info/bad-credit-car-lo...
Reply:Your best bet is to work with a company that focuses on obtaining loans for people with poor credit or no credit. The company I'm most familiar is:
http://www.mortgageous.com/noriskcredit
They actually specialize in auto financing, and your credit score won't be a problem. They can help you find the best rate for someone with your credit.
Reply:Brand new cars are NOT for people with bad credit.
Used cars are ESPECIALLY for people with bad or compromised credit.
You may be cute as hell, but you are not THAT special.
Reply:It's pretty hard to get approved on bad credit without a co-sign. Some places advertise that you'll be approved, which you will, but payments and interest rates are through the roof. I really mean it, you could wind up paying double for a new car by the end. Maybe concentrate on straightening out your credit first, wait, and then you can get a new car when you're financially in a better position
Reply:Chase will approve you for a pretty good (not great) interest rate. Also, if all of your payments are on time, you can skip the December payment.
Reply:Actually it's not that hard. This is what I do for a living. Go to a dealership that has a Special Finance Department, they will be able to assist you.
With all of the rebates that are out there today, providing you meet the lenders guidelines, it should not be a problem getting you approved.
You will most likely have to provide a current paycheck stub, proof of your residence, proof of your phone and several references with names, addresses and phone numbers.
Reply:Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-cons...
if it helps kindly remember me in your voting!.. cheers!
Reply:It depends on how bad your credit is. You probably won't be able to finance through the dealers' 0% or other promotions. However, most dealerships have other sources for their financing. You might want to talk to your bank. If you have a good relationship with them, they may work with you on financing the car.
Reply:depending on what your score is, try this company www.americredit.com, I am financed thru them and they seem like a good company.
Reply:Oh, you'll get approved... your intrest rate will just be sky high. it is easy to get a loan when you have collateral, the car you want to get can be easily repossessed if you do not pay, so they make the intrest really high. Ever seen those commercials where they say "Every one is approved"? That's' how they do it... 16% intrest.
lilac
How can I get an auto loan with very bad credit?
I am in desparate need of a car loan. My car was stolen over the weekend and I need a car where I live. I have what most would consider Bad credit and need some advice on where to shop for a loan without paying an outrageous interest rate. The other problem is that I don't want to apply for too many lenders because it lowers your credit score even more. Please help. Thanx!
How can I get an auto loan with very bad credit?
Go to a dealer that advertises Special Finance. They will be able to help you. You will pay a high interest rate and have to put money down. But it can be done.
Do not go to a buy here pay here lot. They charge way to much for their cars and 90+% do not report to the credit bureaus so all of the payments you make do nothing to improve your credit.
I know, this is what I do for a living.
Reply:Auto Loan Guide: http://autoloans.autoloanassis... Report Abuse
Reply:1-800-car-loan supposedly guarantees approval. They work with a dealership that is in your area. The thing is, you will need to have a decent down payment
Reply:Go to a Buy Here Pay Here kind of place....
Reply:You CAN get a decent car loan, even with bad or no credit. I've done it, but you'll have to look around. Shop around with lenders who specialize in bad credit car loans.
There are usually some nationally based car loan companies who specialize in bad and no credit car loans who advertise on the page linked below...
http://www.axalda.info/bad-credit-car-lo...
Reply:Your credit rating plays a important role when trying to obtain a car loan. Credit scores range from the lowest at 300 to the best of 850. Having a credit score over 680 will most likely approve you for the best auto loan rate available. If your credit score is under 700 don't panic. Most car dealerships can approve you for a car loan from almost 50 different financial institutions. Remember, auto loans are secured so it is much easily to be approved for financing than a credit card. If your credit score (FICO) is under 680 you can still qualify for a auto loan at a higher rate. The lower your score the higher your interest rate will be and the required down payment may be higher.
Reply:Go to a place that says "We'll give anyone a car". The cars are not usually top notch, but they get the job done. The interest rate may be high no matter where you go because of the bad credit. Also, many dealerships have special finance people available, and it always helps if you have money down. It is possible to get a car with bad credit, but it does end up costing a lot more unfortunatley with interest rates and stuff, but hey when you need it you need it.
Reply:You can get bad credit car loan as either secured or unsecured. Secured bad credit car loan comes with the threefold benefit of low interest rate and increased repayment term and huge principal. But this type of loan requires you to offer your property as collateral. Your home is at risk if you fail to pay the monthly installment. But this is not permanent and holds true only if you miss or delay your repayment.
This type of risk is absent in an unsecured bad credit car loan. However, if you miss any payment, your lender can file a legal case against you. As you do not offer any collateral, you have to pay higher rate of interest.
When you compare both the types of bad credit car loans, the secured bad credit car loan is more flexible as regards the terms and conditions. The unsecured is more rigid. Hence if you are certain about making regular payments, secured option is the best.
How can I get an auto loan with very bad credit?
Go to a dealer that advertises Special Finance. They will be able to help you. You will pay a high interest rate and have to put money down. But it can be done.
Do not go to a buy here pay here lot. They charge way to much for their cars and 90+% do not report to the credit bureaus so all of the payments you make do nothing to improve your credit.
I know, this is what I do for a living.
Reply:Auto Loan Guide: http://autoloans.autoloanassis... Report Abuse
Reply:1-800-car-loan supposedly guarantees approval. They work with a dealership that is in your area. The thing is, you will need to have a decent down payment
Reply:Go to a Buy Here Pay Here kind of place....
Reply:You CAN get a decent car loan, even with bad or no credit. I've done it, but you'll have to look around. Shop around with lenders who specialize in bad credit car loans.
There are usually some nationally based car loan companies who specialize in bad and no credit car loans who advertise on the page linked below...
http://www.axalda.info/bad-credit-car-lo...
Reply:Your credit rating plays a important role when trying to obtain a car loan. Credit scores range from the lowest at 300 to the best of 850. Having a credit score over 680 will most likely approve you for the best auto loan rate available. If your credit score is under 700 don't panic. Most car dealerships can approve you for a car loan from almost 50 different financial institutions. Remember, auto loans are secured so it is much easily to be approved for financing than a credit card. If your credit score (FICO) is under 680 you can still qualify for a auto loan at a higher rate. The lower your score the higher your interest rate will be and the required down payment may be higher.
Reply:Go to a place that says "We'll give anyone a car". The cars are not usually top notch, but they get the job done. The interest rate may be high no matter where you go because of the bad credit. Also, many dealerships have special finance people available, and it always helps if you have money down. It is possible to get a car with bad credit, but it does end up costing a lot more unfortunatley with interest rates and stuff, but hey when you need it you need it.
Reply:You can get bad credit car loan as either secured or unsecured. Secured bad credit car loan comes with the threefold benefit of low interest rate and increased repayment term and huge principal. But this type of loan requires you to offer your property as collateral. Your home is at risk if you fail to pay the monthly installment. But this is not permanent and holds true only if you miss or delay your repayment.
This type of risk is absent in an unsecured bad credit car loan. However, if you miss any payment, your lender can file a legal case against you. As you do not offer any collateral, you have to pay higher rate of interest.
When you compare both the types of bad credit car loans, the secured bad credit car loan is more flexible as regards the terms and conditions. The unsecured is more rigid. Hence if you are certain about making regular payments, secured option is the best.
Can a 18 year old wtih no credit get a auto loan?
I'm turning 18 soon and I want/need a car, I have a job but I dont have enough money saved up for a car I want. Is it possible for me to take out an auto loan for like 10 g's? No one will co sign for me and i want a car now, I dont feel liek saving. Who will give me a loan?
Can a 18 year old wtih no credit get a auto loan?
you can. Alot of dealerships have banks w/ a first time buyer program, but here are the requirements. The car has to be a 2004 or newer w/ less than 60k miles on it and no more than 10-12k. You will need a down payment, usually anywhere between 10% on up and the interrest rate will be high.
Avoid car lots that are BUY HERE PAY HERE. Alot of them offer crappy cars and if you pay one off thru them you still wont have any car credit for they will not report your payment history to the bureaus,so you will be in the same boat.BUT if the car breaks down and you miss a payment they will tag you w/ a repo on your credit and it will take ALOT of money to get financed for another one. Avoid places like DRIVETIME as well. They do report good credit to the credit bureaus but their cars are crappy high milage vehicles that will more than likely break down on you and you will be paying 5k over book for one.
Unfortunatly, the 18-24 age demographic has the highest repo rate and therefor alot of banks are weary of that group
Reply:Auto Loan Guide: http://autoloans.autoloanassis... Report Abuse
Reply:You can, but what you may have to do is get a personal loan from a bank, rather than the dealership. Careful, everytime time and place that you apply for a loan goes on your credit report. Don't start getting "dinged" this early on in life....
Reply:If I can't then you can't. Good luck! %26gt;:(
Reply:you need consign
http://e-loan-debt-consolidation.info
Reply:yes
Reply:one of those crappy buy here pay here lots where you never get what you pay for so get a good reliable car for cheap and save your money....its hard but grow young and you will be having more fun later
Reply:Are you serious? They can't wait for you. So long as you have no negative history and a job, you can get whatever you want! The credit vultures are circling, lining up for you. Just be smarter than they are----finance something you can really, really afford.
Don't let some double-knit, loser,car salesman, JO talk you into "The Special of the Week". That car was cheaper last week. Go to the Blue Book online, know what you are doing, make a decent offer to three or four places, and sit back and watch the a__holes bid for your business!
M
Reply:You can get a loan on your own but you aren't going to like the interest rate. My advice is patience.
Reply:Yes, but it will be difficult. Have one of your parents or family members co-sign the car loan with you. Good luck.
Reply:There are companies out there that will give you a car loan with no credit, but you will need some sort of down payment.
Can a 18 year old wtih no credit get a auto loan?
you can. Alot of dealerships have banks w/ a first time buyer program, but here are the requirements. The car has to be a 2004 or newer w/ less than 60k miles on it and no more than 10-12k. You will need a down payment, usually anywhere between 10% on up and the interrest rate will be high.
Avoid car lots that are BUY HERE PAY HERE. Alot of them offer crappy cars and if you pay one off thru them you still wont have any car credit for they will not report your payment history to the bureaus,so you will be in the same boat.BUT if the car breaks down and you miss a payment they will tag you w/ a repo on your credit and it will take ALOT of money to get financed for another one. Avoid places like DRIVETIME as well. They do report good credit to the credit bureaus but their cars are crappy high milage vehicles that will more than likely break down on you and you will be paying 5k over book for one.
Unfortunatly, the 18-24 age demographic has the highest repo rate and therefor alot of banks are weary of that group
Reply:Auto Loan Guide: http://autoloans.autoloanassis... Report Abuse
Reply:You can, but what you may have to do is get a personal loan from a bank, rather than the dealership. Careful, everytime time and place that you apply for a loan goes on your credit report. Don't start getting "dinged" this early on in life....
Reply:If I can't then you can't. Good luck! %26gt;:(
Reply:you need consign
http://e-loan-debt-consolidation.info
Reply:yes
Reply:one of those crappy buy here pay here lots where you never get what you pay for so get a good reliable car for cheap and save your money....its hard but grow young and you will be having more fun later
Reply:Are you serious? They can't wait for you. So long as you have no negative history and a job, you can get whatever you want! The credit vultures are circling, lining up for you. Just be smarter than they are----finance something you can really, really afford.
Don't let some double-knit, loser,car salesman, JO talk you into "The Special of the Week". That car was cheaper last week. Go to the Blue Book online, know what you are doing, make a decent offer to three or four places, and sit back and watch the a__holes bid for your business!
M
Reply:You can get a loan on your own but you aren't going to like the interest rate. My advice is patience.
Reply:Yes, but it will be difficult. Have one of your parents or family members co-sign the car loan with you. Good luck.
Reply:There are companies out there that will give you a car loan with no credit, but you will need some sort of down payment.
Question about auto loan when you have bad credit?
is it guarantee that you could get a loan from another party which is giving out auto loans when your credit is bad and you are only making at least $1800 monthly. My friend told me that she got rejected once. So do you guys know one loaner that will approve you any way.
Question about auto loan when you have bad credit?
babas0097, Get a free online auto loan quote. http://www.autoadviceonline.com/Free-Aut... The questionaire will give you results based on your credit and financial situation. It will only take a few minutes.
Reply:You can use credit repair agency to fix your credit, for example this site -
credit-report-free.totalh.com
They can clean lots of bad stuff from your credit report - and do it much faster than yourself, so your credit will go up fast.
After credit repair you can get the loan with minimal interest rate.
Reply:
It might really save you hassle to just get a car loan quote online to check out what the going rates are. You might be totally happy. Also if your credit is not good, a lot of them are more willing to help people.
What I most often tell friends is that an online quote at http://auto.lowratetoday.com is the way to go.
Reply:If you only make $1800/month, you really cannot afford a car payment. Save up for a few months, go on craigslist and buy a used car.
Reply:I know a loaner thats A Totally FREE Service for YOU With No Obligations NO CREDIT? BAD CREDIT? NO PROBLEM!
I got it from one site that offers a lot of credit cards upon your choice. apell-link.com
Question about auto loan when you have bad credit?
babas0097, Get a free online auto loan quote. http://www.autoadviceonline.com/Free-Aut... The questionaire will give you results based on your credit and financial situation. It will only take a few minutes.
Reply:You can use credit repair agency to fix your credit, for example this site -
credit-report-free.totalh.com
They can clean lots of bad stuff from your credit report - and do it much faster than yourself, so your credit will go up fast.
After credit repair you can get the loan with minimal interest rate.
Reply:
It might really save you hassle to just get a car loan quote online to check out what the going rates are. You might be totally happy. Also if your credit is not good, a lot of them are more willing to help people.
What I most often tell friends is that an online quote at http://auto.lowratetoday.com is the way to go.
Reply:If you only make $1800/month, you really cannot afford a car payment. Save up for a few months, go on craigslist and buy a used car.
Reply:I know a loaner thats A Totally FREE Service for YOU With No Obligations NO CREDIT? BAD CREDIT? NO PROBLEM!
I got it from one site that offers a lot of credit cards upon your choice. apell-link.com
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