Trying to apply for a auto loan but was told that my credit history is limited, what are my options?

I recently tried to apply for an auto loan, the finance dept. told me before they submitted the loan app that my credit score was decent but my credit history is limited and that may cause me to be denied the loan. What can I do about that? I previously paid off an auto loan from a credit union in which I had a cosigner but want to do it this time by myself. Should I try to used them for the new loan since we have history?

Trying to apply for a auto loan but was told that my credit history is limited, what are my options?
dondizzle404, Try getting an online auto loan quote. http://www.autoadviceonline.com/Auto-Loa... The form will give you results based on your credit and financial situation. It's free and you can get an answer in minutes.
Reply:as a former car salesman ive seen this before,auto dealerships are tightening down on the credit they will give due to the economy. I would go to my credit union and apply for the loan,they usually have great interest rates and are more than happy to give you the loan. auto dealerships want you to finance with there lender because they receive a kickback on the interest rate,which in the auto bossiness is called back end,how much money we made on finance,gap,accessories,warranty's,etc, but cannot always provide the financing needed, you may also get a better deal on the final price. find out what the credit union will give you and go make you're best deal.
Reply:If you think you need to have a new or used car to support your life activity, auto loan is the kind of loan which will guarantee a loan regardless of your credit rating. With this credit rating waive, guaranteed approval auto loan will have a higher interest which you need to consider thoroughly before you jumping into it.





http://www.worldbestloans.com/autoloans....





There are a lot of companies which can guarantee you auto loans, so you must find the best offer that is suitable with your monthly income. Look for the best deal and offer that you can get. You can visit any banks and car dealers around your area, but for a guaranteed approval auto loan usually available via websites.
Reply:

It should really save you hassle to just get an automobile loan price online to see what the going rates are. You might be totally suprised. Also if your credit is not good, a lot of online loaners are more able to work with you.



What I always tell folks is that an internet quote at http://auto.lowratetoday.com is the way to go.


Reply:If the finance company at the dealership cannot get you approved at a good rate call the credit union. But, before you sign any documents you should also check with the credit union and find out what their rates are.