Where can I get a bad credit auto loan without phonecalls from dealerships?

I'm interested in a private loan company that specializes in bad credit auto loans. I do not want the type of loan where they refer you to 20 different dealers. I already have a vehicle in mind through a private seller. How can I just get a bad credit auto loan that has no referrals for dealers???





Thanks

Where can I get a bad credit auto loan without phonecalls from dealerships?
Your best bet is to try a couple of online lenders. I have used lendingtree.com before and they were very good. You fill out one application and they shop it to 4 lenders who are likely to approve you. If Lendingtree does not get an approval, go to capitalone.com or drivetime.com.





I stress to only go to Drive or Cap AFTER applying at lendingtree. The last 2 specialize in bad credit loans, and will hit you with a higher interest loan. If Lendingtree cannot get an approval, they are the next-to-last choice. Last line of options is the buy here/pay here lot.





Try the online soureces firts, lets see how they work
Reply:Since you have bad credit, you can go to a local Credit Union. See what they are offering. Also try Bank of America. They have super attractive rates for good credit. So they likely have reasonable rates for you.





Also you can give the VIN number of the car you have in mind %26amp; whatever price you %26amp; Seller agreed. That will make sure you are not directed to the Dealers. The banks usually don't unless you ask.





Good Luck.