My auto loan is in default;7mos. is there any way to adjust payments to end of loan timescale?

I am willing to pay a substantial late fee. would sure like some help.

My auto loan is in default;7mos. is there any way to adjust payments to end of loan timescale?
If it's in default for 7 months, why hasn't the lender repo'd it by now? They usually start the repo process after 60 or 90 days. Unless you have an exceptionally benevolent lender, it's probably too late to keep your car.
Reply:Pick up your phone, call the lender. Ask. Only they can grant some new schedule. If you don't call them I can almost promise your vehicle will come up missing soon.
Reply:It would be the decision of the finance company. Usually when it is that late, they want the car back or you need to pay up to current. It cannot hurt to ask.





FYI. Keeping a car hidden from a lawful attempt at repossession, is a felony in most states. Just thought you should know.