What are my chances of getting an auto loan with FICO of 720?

I'm a full-time student so my monthly gross is right around $500. I'm looking into a used auto for $5000 with a $1000 down payment. ($4000 total being financed) I've had two credit cards (one with a limit of $1000 and the other with a limit of $500) and I've payed my balance in full each month since I've had them.

What are my chances of getting an auto loan with FICO of 720?
There are many auto loan options available today. Today, stiff competition among auto loan financing companies%26lt;!--has made it possible to get a car loan or an auto loan at favorable terms.





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However, before you sign the paper for financing your favorite set of wheels, do your homework to ensure that you get the best car--%26gt;finance option. You can apply for online car loans on the Internet, or get it from your car dealer.
Reply:100% certain you'll get the loan no problem. Not even worth worrying about. 720 is a very good credit score.





Good Luck!
Reply:That's a great credit score for a student, as well as a fantastic payment history. I'm pretty sure you should have no problem being financed as long as the payment can be kept low enough to fall comfortably into your income. If you have additional income such as financial aid or student loans, you may opt to list that money so that the financing company can feel comfortable that you can easily afford the payment.
Reply:it won't be a problem for you. Work on getting it to 760 for the best rates.