How long do i have to wait before refinancing my auto loan?

6 months? a year? im working on my credit, its getting better and better but i just bought a car, interest is a little high but i got it hoping that making my monthly payments on time will also boost my credit rating. Of course, i dont want to end up paying all the interest on it so im wondering how long i should wait before trying to refinance with another bank at a better rate?

How long do i have to wait before refinancing my auto loan?
Lowering your interest rate 1% will only save you about $10.00 a month. You'll have to lower your payment at least 5% (or $50 a month) to make the refinancing worth it.





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Good Luck.
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