Is it easier to get an auto loan through a credit union that your a member of?

Or, is it the same as any other lender?

Is it easier to get an auto loan through a credit union that your a member of?
On the average yes. It is even better if you have direct deposit on your account.


You will also find a better APR from a credit union.


They are also a convenient place to get a secured loan through your savings account.





You do have to keep a minimum in your savings account but it usually is a small amount, around $25.





Hope this answers your question.
Reply:

It should really save you time to just get a car loan price online to check out what the going rates are. You might be totally happy. Also if your credit is not so great, a lot of them are more willing to work with people.



What I usually tell friends is that an online quote at http://auto.lowratetoday.com is what I would do.


Reply:yes,i was with chase at 18% interest.i paid that rate for 11 months til i thought my credit was better.i joined a credit union then asked them to refi my car loan after 3 months of being a member.





i got approved for 7.74% interest with no problems at all.
Reply:Try getting a free online auto loan quote. http://www.americaschoicetoday.com/Auto-... The form will give you results based on your credit and financial situation. It's free and you can get an answer in minutes.