Auto loan??

OK, i'm getting VERY discouraged!! I need some help! I'm applying for an auto loan, my first and i cant seem to get approved! I bought my first home last year with my fiance and its dragging me down (creditwise), They wont approve me because applying by myself somehow make me responsible for the entire house payment.... I would have my other half co-sign but his score is really bad and he has bad payment history... What should i do? My grandma said to try buying a brand new car cause they get anyone into them?! I dont know!!!!! Help!!

Auto loan??
There are a huge number of banks that deal with auto loans for people with challenge credit. The two best choices are:


1. Go to a very large dealership that advertises that they help people with credit problems. A large dealership will normally have more banks they work with, more talented leading specialist on staff, and stronger relationships with the banks. (There are exceptions to this rule of thumb.)


2. Put down a large down payment. The more money you put down, the more likely the bank is to give you the loan.





Also, note two additional things:


1. Depending on current rebate offers, a new car may be easier to finance with a lower payment and lower down payment for you.


2. Some credit unions are wonderful for people with credit issues.





My advice is to find a dealer you feel comfortable doing business with. Believe it or not, there are honest auto dealers and honest car salespeople. Try to find one you instinctively feel good about. Generally, you will get the best deal from a "good person".


For car loan quote http://www.loansandinsurances.com/
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Reply:Try to find someone to co sign. Otherwise the finance companies will rip you off with very high apr. I got my first car loan tru household aut finance, they are pretty lenient, but apr was really high.