On average, how long is an auto loan offer valid?

Hello, without thinking I applied for an auto loan (through Drivetime) and was approved. However I would not like to buy a car for about 5 months. How long is the offer valid for if my circumstances/income/credit doesn't change?





Will I need to reapply and if yes, will the fact that it's a reapplication hurt my chances of being approved? Thanks.

On average, how long is an auto loan offer valid?
depending on the bank, approvals are usually good from 30-90 days. for instance, a bmw approval is good for 90 days, chase is good for 30 days, and my credit union is good for 30 days.
Reply:i would definently let them know you dont plan on buying for a bit, when i got mine, it expired within 2 months
Reply:I just got pre-approved for an auto loan by my credit union. They told me they would guarantee the rate for 30 days, and the pre-approval for 60 days. After that, I would have to re-apply.

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