How hard is it to get approved for an auto loan with bad credit.?

I am trying to get an auto loan but there are some negitives on my credit. I am trying to get them off. How hard is it to get a brand new car with bad credit?

How hard is it to get approved for an auto loan with bad credit.?
There you go : http://simple-credit-cards-and-loans.com...





http://cleancredit365.com?=yh070330





Good luck !
Reply:depends on the lender, depends on the credit, depends on the income, depends on the amount to finance, depends on public records...
Reply:You CAN get a decent car loan, even with bad credit. I've done it, but you'll have to look around. That's one of the BIG mistakes people make...just taking the first offer that's given to them when they go to the dealer. Be smarter than that.





WARNING: DON'T GO TO BUY A CAR WITHOUT HAVING THE LOAN FIRST. The auto dealers will eat you alive and give you a crappy rate. Shop around with lenders who specialize in bad credit car loans. It's a better option, you don't have to take what they're offering if you don't want it, and it's better than dealing with the car dealer's people.





There are usually some nationally based car loan companies who specialize in bad credit car loans who advertise on the page linked below...





http://www.axalda.info/bad-credit-car-lo...
Reply:Your best bet is to work with a company that focuses on obtaining loans for people with poor credit or no credit. The company I'm most familiar is:





http://www.mortgageous.com/noriskcredit





They actually specialize in auto financing, and your credit score won't be a problem. They can help you find the best rate for someone with your credit.
Reply:Brand new cars are NOT for people with bad credit.





Used cars are ESPECIALLY for people with bad or compromised credit.





You may be cute as hell, but you are not THAT special.
Reply:It's pretty hard to get approved on bad credit without a co-sign. Some places advertise that you'll be approved, which you will, but payments and interest rates are through the roof. I really mean it, you could wind up paying double for a new car by the end. Maybe concentrate on straightening out your credit first, wait, and then you can get a new car when you're financially in a better position
Reply:Chase will approve you for a pretty good (not great) interest rate. Also, if all of your payments are on time, you can skip the December payment.
Reply:Actually it's not that hard. This is what I do for a living. Go to a dealership that has a Special Finance Department, they will be able to assist you.





With all of the rebates that are out there today, providing you meet the lenders guidelines, it should not be a problem getting you approved.





You will most likely have to provide a current paycheck stub, proof of your residence, proof of your phone and several references with names, addresses and phone numbers.
Reply:Bad credit is one of the worst problems to have... however there exists a solution.





I will hereby talk from my personal experience.





I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,


if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,





a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :





http://umgarticles.atspace.com/debt-cons...





if it helps kindly remember me in your voting!.. cheers!
Reply:It depends on how bad your credit is. You probably won't be able to finance through the dealers' 0% or other promotions. However, most dealerships have other sources for their financing. You might want to talk to your bank. If you have a good relationship with them, they may work with you on financing the car.
Reply:depending on what your score is, try this company www.americredit.com, I am financed thru them and they seem like a good company.
Reply:Oh, you'll get approved... your intrest rate will just be sky high. it is easy to get a loan when you have collateral, the car you want to get can be easily repossessed if you do not pay, so they make the intrest really high. Ever seen those commercials where they say "Every one is approved"? That's' how they do it... 16% intrest.

lilac