Has anyone had any luck getting a person-to-person auto loan from Capitol One with poor/bad credit?

I have heard that Capitol One approves auto loans for people with poor credit for purchases from a private seller. But I don't want to apply and get denied, which will damage my credit even further. Can anyone give me any ideas about this or know of any companies that are guaranteed to give bad credit auto loans to people who want to purchase from a private seller, not a dealer?

Has anyone had any luck getting a person-to-person auto loan from Capitol One with poor/bad credit?
that's hard to answer because having bad credit is really preventing you from having alot of options





i think its important to improve your score before digging into more debt





if you have a car just try to hang on to it until you are in a better financial situation (better score)





good luck





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Reply:Try here:





http://www.prosper.com/lend/listing.aspx...





It's a person to person lending site. It helps if you endorse other people's listing and they will endorse yours.
Reply:If you think you need to have a new or used car to support your life activity, auto loan is the kind of loan which will guarantee a loan regardless of your credit rating%26lt;!--With this credit rating waive, guaranteed approval auto loan will have a higher interest which you need to consider thoroughly before you jumping into it.





http://best-loans.awardspace.com/autoloa...





There are a lot of companies which can guarantee you auto loans, so you must find the best offer that is suitable with your monthly income. Look for the best deal and offer that you can get. You can visit--%26gt;any banks and car dealers around your area, but for a guaranteed approval auto loan usually available via websites.
Reply:I have/had credit issues. I needed a new car last year, and Capital One helped me out. I went to Lending Tree.com, entered my information, and they returned to me a whole bunch of lenders who might help me. Capital One initially denied me through lending tree but then an hour later said I had been approved. If your credit is bad, having a further denial at this point isn't really going to make much of a difference. It helps if you are working full time and have been for a while now.





I didn't get a person to person loan through them. I got the Blank Check thing, and then I just used that at the dealer. You can also use the Blank Check at Carmax if you are looking for an inexpensive car. Might be 'safer' than buying from a person.





Just my two cents! You might also check out some credit unions in your area or if you employer offers some type of help/benefit.





Good luck.